Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Jane Meacham has nearly 40 years' experience researching, writing, and editing financial ...

A payment card in the physical format of a credit card that is used like a bank check. There is no line of credit, and sufficient funds must be available in the customer's bank account, which are ...

You may have a debit card in your wallet, but have you ever stopped to think about how it works? Debit cards blend the basic functions of an ATM card and a credit card to help consumers quickly access ...