Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings ...

A CD ladder allows you to take advantage of the high yields that certificates of deposit (CDs) are currently offering while still keeping your money pretty accessible. But is CD laddering a good ...

A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

If I were putting money into certificate of deposits (CDs) right now, I wouldn't wait. The Fed is expected to start cutting rates later this month, and once that happens, today's best CD yields will ...

(CNN) — If you have a lot of cash on hand, it should be making money for you. One way to ensure it continuously does that is to set up a ladder of Treasuries or FDIC-insured certificates of deposit ...

While certificate of deposit (CD) rates have dropped slightly over the last year, today's rates are still attractive, especially compared to historical levels, with many banks offering yields above 4% ...

According to the CME FedWatch Tool, analysts predict a 91.7% chance of the Fed cutting rates at its Sept. 17 meeting -- and more cuts could follow. Certificate of deposit (CD) rates are already on the ...

Retirement income planning can be an exciting journey, and annuity laddering is a simple concept that most agents can understand and share with ease. It's not a complicated idea at all — once it’s ...

Annuity laddering is a strategic approach that distributes the purchase of annuities over time with varying terms or maturity dates. Inspired by the concept of laddering in Certificates of Deposit ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...