Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...

A debt collector is not the person you want to make a regular appearance in your life. Their frequent phone calls, letters, and emails can have you living in fear and stressing about finances all day, ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

As unpaid debt balances age, the tone of the collection efforts tends to change, too. The debt collection calls become more ...

The debt collection process is a system for creditors to recover overdue amounts from debtors, and it's vital for a functional credit system. However, it can cause stress and confusion for the ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Carrying a certain amount of credit card debt or auto debt may not be the end of the world, particularly if you're able to pay ...

Debt collection lawsuits filed in Texas have exploded by 73 percent over the last decade. For people who find themselves in the crosshairs of creditors, the debt collection process can seem confusing ...