If you ask an insurance company to define annuities, the marketing phrase the insurer will probably use is: "Annuities can produce an income stream you can't outlive." That can be true. Annuity ...

Deferred variable annuities allow the investor to accumulate value in the annuity over time without paying taxes, unless they withdraw money during this phase. Immediate variable annuities require a ...

A variable annuity is a type of investment account that allows account contributions to be invested in mutual funds. Because of this, the balance of the account can rise and fall based on investment ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

This concept serves as a foundation of sound investment advice, but few have the emotional control to act upon it when necessary. The stock market has seen prolonged gains for the past eight years, ...

With the retirement playing field littered with crushed investments and dreams, the safety of guaranteed income streams looks more attractive each day. Some annuities can provide such a guarantee. If ...

A variable annuity is a form of annuity that provides consistently timed payments to the annuity holder in potentially varying amounts. A variable annuity is a type of annuity that provides periodic ...

A deferred income annuity (DIA) can also provide a future stream of income but doesn’t have any IRS restrictions. These annuities can be held in retirement and nonretirement accounts and work like an ...

Annuities have become an increasingly popular option for people who want to diversify their retirement funds. With an annuity, you make investments and then receive money in a series of payments that ...