Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

This concept serves as a foundation of sound investment advice, but few have the emotional control to act upon it when necessary. The stock market has seen prolonged gains for the past eight years, ...

But, I’m not referring to those examples. Instead, I’m referring to the insurance product. Why? Because Annuities are rising in popularity. LIMRA reports that total U.S. annuity sales increased 22% to ...

There's an old saying that reveals a lot about the annuity business: "Annuities are not bought, they're sold." Variable annuities are a good example of this, as they often are a better deal for the ...

How long does the guaranteed rollup rate last? Does it have any other features? Guaranteed rollup rates for the benefit base generally end once guaranteed distributions from the contract have ...

A variable annuity is a type of investment account that allows account contributions to be invested in mutual funds. Because of this, the balance of the account can rise and fall based on investment ...

Variable annuities are complex insurance products — so complex that what people actually buy and what they think they’re buying may be quite different. Those misunderstandings can end up costing them, ...

The same conditions that made the TIAA CREF variable annuity so revolutionary when it was introduced in July 1952 are again demonstrating the value of the innovative solution on its 70th anniversary, ...

Annuities have become an increasingly popular option for people who want to diversify their retirement funds. With an annuity, you make investments and then receive money in a series of payments that ...

Cassidy Horton is a finance writer with over five years of experience contributing to top finance brands like Forbes Advisor, NerdWallet and ConsumerAffairs. She’s also the founder of Money Hungry ...

Variable annuities are complex insurance products — so complex that what people actually buy and what they think they're buying may be quite different. Those misunderstandings can end up costing them, ...

When it comes to retirement, the most significant financial question isn’t just how to cover day-to-day expenses, but how to leave a lasting legacy for loved ones. As a result of this tension between ...