There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

There are a couple of givens when it comes to life insurance: nearly everybody needs it, and not nearly enough people have it. Every year, insurers confront this problem with strategies and approaches ...

This complex product has potential upsides but also risks.

As you age and your income sources become less robust, it's natural to look for ways to reduce expenses, not add to them. For seniors in today's economic climate, in which inflation and credit card ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

In a world where consumers spend hundreds of dollars monthly on subscription services — from streaming platforms to meal kits — they understand recurring payments for ongoing value. Yet many consumers ...

Discover how state guaranty funds protect you if your insurance company fails and what steps you can take for additional ...