Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Genworth Financial made giant positive steps in 2025 toward reclaiming its positioning in the troubled long-term care insurance market. The insurer is executing on a multi-pronged plan to revitalize ...

I’m 63 and have been on Social Security disability since 2008. My wife, also 63, stays home to care for me. We’re in poor health and were denied or quoted high rates for long-term care insurance in ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Bankers Life in Farmington. The company maintains long-term care insurance policies through Connecticut's state partnership plan. Credit: Shahrzad Rasekh / CT Mirror Last week, senators intent on ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

ROCHESTER, N.Y. — Thousands of couples in New York like Dom and Anita Palozzi are facing an impossible choice: pay a long-term care insurance premium they can’t afford or lapse insurance they’re ...