A life insurance trust lets you have more control over how and when your loved ones receive the lump sum payout from your insurance when you die. You might also help reduce an inheritance tax bill ...
Currently, Bob is paying about $150 a month on his life insurance policy. However, if his wife inherits his 401 (k), he ...
Many companies are offering a lump-sum option to employees who have a vested defined-benefit pension. Companies make this kind of offer for their own benefit, of course, but taking the lump sum can be ...