When a debt collection agency contacts you about a past-due balance, the debt may not actually be yours. Federal law gives you 30 days to request that the collection agency validate your debt. This is ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Before a debt collector can pursue you for a debt, they are generally required to first send you a debt validation letter. This ...

Have you ever received a call from a collection agency or debt collector? While this can be quite alarming at first, it’s important to stay calm. Check Out: You Can Get These 3 Debts Canceled Forever ...

Debt collection can be tricky. If you are a creditor, you will find the following three sample demand letters very helpful. These letters are intended to be a starting point and should be tailored to ...

So, you’re dealing with unpaid invoices and thinking it’s time to send a collection letter. It’s not just about reminding them to pay up; it’s about doing it right. You want to be firm but not burn ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Receiving a call from a debt collector can be jarring, but you need to remain calm and make sure you’re not on the hook for an IOU you don’t actually owe. Unfortunately, it’s not altogether rare to be ...