A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons.

You could receive up to $160 as part of a class action lawsuit that accused a major credit bureau of violating the Fair Credit Reporting Act. The $23 million settlement resolves accusations that ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...