This article is more than 7 years old. Individuals earning less than $220,000 will likely be able to contribute more to a Solo 401(k) versus a SEP-IRA or SIMPLE IRA. Larger contributions allow for ...

A Simplified Employee Pension IRA (SEP IRA) is a traditional IRA for self-employed people and small-business owners. Many, or all, of the products featured on this page are from our advertising ...

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A Simplified Employee Pension, commonly called a SEP, is a written agreement that allows a sole proprietor to make contributions directly to a traditional individual retirement account or annuity--a ...

Cost and administrative complexity are two of the most frequently cited reasons small businesses give for not offering a retirement plan. But the Simplified Employee Pension (or SEP) IRA and the ...

The SEP IRA is one of the best ways for small businesses and individual business owners to help employees save for retirement, and they’ll be able to contribute even more in 2025 than in 2024. The SEP ...

The fiscal year 2025 brings significant updates to the SEP IRA (Simplified Employee Pension Individual Retirement Arrangement) contribution limits, a popular retirement savings option for small ...