A step-by-step guide to choosing the best car insurance policy for your needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.

Rates are per month and are refreshed as of June 2025. Rates shown by default are for a 35-year-old driver with a clean driving record and good credit. Use the filters to see sample rates for drivers ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

After approximately two years of steep car-insurance premium hikes with few deals in sight, drivers may finally be in luck. Comparing policy quotes has long been the go-to advice for drivers trying to ...

Several insurers in multiple states offer pay-as-you-go car insurance, which allows drivers to pay for coverage based on their actual driving habits. While this model can reduce premiums for ...