Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Skin care, and specifically the art of building a skin care routine, can be a form of self care. But with hundreds of products on the market, figuring out the correct way to layer serums, moisturizers ...